Deposit and Guarantee Insurance
Established in 1985 with over 750 carefully selected quality companies nationwide, IWA is a market leader for Deposit and Guarantee Insurance within the Home Improvement Industry.
IWA give you peace of mind by providing deposit protection and guarantee insurance for up to 10 years on the following home improvement products:
Water Purification Systems
Roof & Wall Coatings
Benefits of IWA
If the supplier of your home improvement products went out of business for any reason. IWA cover would protect your deposit and insure your guarantee.
Are all Companies fully vetted? Yes
Is customer satisfaction regularly monitored? Yes
Is there a customer helpline? Yes
Is there a customer friendly website available for advice? Yes
Is the insurer FSA authorised? Yes
Is Deposit Protection from point of sale? Yes
Is Deposit Protection up to 25% of the contract value? Yes
Are there no excesses on the policy? Yes
Is cover available for a full 10 years? Yes
Is cover continuous without renewal? Yes
Is cover fully transferable if you sell your home? Yes
What would you do if the supplier of your home improvement products went out of business having taken your deposit or leaving you with a worthless guarantee?
Good companies as well as bad ones go out of business for a variety of reasons. IWA administers a scheme underwritten by FCA authorised insurers. Work carried out by IWA approved companies can have the benefit of Deposit Protection and a Guarantee Insurance for up to 10 years.
Who are IWA?
Since 1989 IWA has been one of the leading organisations in the U.K. to administer Deposit Protection and Guarantee Insurance to consumers within the home improvement market.
How does the Deposit Protection work?
At the time of paying a deposit you should be issued with a Deposit Protection certificate from your IWA approved supplier or Direct from IWA. This document will protect your deposit, prior to the commencement of the contract for up to 25% of the contract value, subject to the terms
and conditions on the certificate. Without a policy your deposit is not protected.
How does the Guarantee Insurance work?
Once your contract has been completed to your satisfaction and you have paid the IWA approved company the balance in full, your IWA Guarantee Insurance will commence. You may register your satisfaction by completing the tear off slip on the policy and return it to IWA. Your contract will be insured for a period of up to ten years and is underwritten by FCA authorised Insurers, subject to the terms and conditions on the Certificate. Without a policy your guarantee is not insured.
The IWA Warranty does not cover the performance of an energy system
Always read the small print
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